maddyjinx asked:
I have my federal subsidized loans which are on hold right now, but apparently I took at a $3,000 loan from Bank of America/ACS which I do not remember. Long story short, I dropped out because I found out my college made a mistake (they enrolled me in the wrong major) and I was taking 12 credits all of which I didn’t need. It was too late to get a refund or change courses so I got billed.
I have my federal subsidized loans which are on hold right now, but apparently I took at a $3,000 loan from Bank of America/ACS which I do not remember. Long story short, I dropped out because I found out my college made a mistake (they enrolled me in the wrong major) and I was taking 12 credits all of which I didn’t need. It was too late to get a refund or change courses so I got billed.
I am in NY state.
Due to a divorce, family illness and death I only made $3000 last year. I am on food stamps and medicaid working a crappy job because I cannot get back into school just yet, however, if I do not pay this loan will I be screwed when it comes time to take federal loans for the spring of 2011 when I do go back to school? What can I do besides claim bankruptcy so that I can be rid of this and finally finish my degree?
STEVE: They DID enroll me in the wrong major, I got a letter of apology from the department head.
School Loans Consolidation
Source : Google Reader
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