Friday, 19 August 2011

Morning Meanderings… The Funniest Things Can Happen On Twitter

Morning Meanderings… The Funniest Things Can Happen On Twitter:


Good morning! Wednesday already!


A few days ago, Sunday I think, I had worked on cleaning the house all day, ran a few errands, made dinner… and eventually made it downstairs to curl up in my favorite chair.


I logged on to my laptop… opened up Tweet Deck and tweeted this:



@bookjourney: Ahhhh… finally… in my favorite chair with my favorite blanky and a little down time between lap top and TV. Anything good on?




*a minute later cell phone is ringing upstairs* I sign and tweet:




@bookjourney: Things that annoy… downstairs in fav chair, cozy blanket, and lap top and cell phone is ringing upstairs….




As I am preparing to go upstairs to check it…. I see this message on twitter:




@missremmersreviews: that’s just me. Ignore it. haha




I respond…




@bookjourney: wha?




@missremmersreviews: I texted. Whoops.




@missremmersreviews: Bad timing. LOL





(So if you are following this craziness… I am complaining that I am all cozy downstairs in my chair with my blanket when the cell phone rings upstairs, only to find out that reagan (Miss Remmers Reviews) – who is also on twitter at this same time is the one who is calling me. :razz:




Then another voice chips in:



@bonjourcass: @MissRemmers @bookjourney hahahaha




:razz:



Ok.. that was pretty funny. Turns out Reagan was texting me to complain that my post with all the audio book suggestions had added greatly to her TBR. :D


Ahhhhh…. my work as a book blogger is now complete. :D


Have an awesome day…. I have no workout to report as instead I came home yesterday, wrote a bit, and mowed my lawn which is a three-hour audio fest. (The audio? One Tuesday Morning – SO GOOD!)





Source : Google Reader

graduating college soon, does military pay off student loans?

graduating college soon, does military pay off student loans?:

alienzarecool asked:


I’m thinking about joining the military when I graduate so I can serve my country, get some experience in life, and pay off my student loans. I’ll be about $30,000 in student loan debt. Will they pay this all off? Also, what rank will I go in as enlisted. Thanks

ps…it’s a bachelor degree I’ll be getting.

Student Debt Help






Source : Google Reader

How long do unpaid student loans stay on your credit report.do they go away, like other debts do?

How long do unpaid student loans stay on your credit report.do they go away, like other debts do?:

tyler_and_jack2002 asked:


recently i noticed that a couple of old credit cards i had were gone from my credit report…and was told that after 7 years the companies can no longer report the debt…is it the same with student loans?

Debt Consolidate




Source : Google Reader

How do I write a debt validation letter?

How do I write a debt validation letter?:

Maria Gallercia asked:


Other than with credit card companies, can you also use a debt validation letter for student loans and mobile phones? Thank you in advance.

Personal Debt Consolidation






Source : Google Reader

Financial responsibility for student loans made before marriage?

Financial responsibility for student loans made before marriage?:

Gaffney asked:


Say you had $100,000 in debt from federal direct student loans. You account is current but it is current because you have been given a deferment that is set to expire in a year. During that time, you get married. When your student loan deferment expires, you are unable to pay & you default on your loans for some reason. Would they be able to come after your spouse for the amount you owe, even though you were not married when you signed the promissary note nor were you married when the account went into repayment or you requested the deferment that was granted?

Student Loan Debt Consolidation



Source : Google Reader

Student loan debt? Bankruptcy? They want me to repay them now?

Student loan debt? Bankruptcy? They want me to repay them now?:

maddyjinx asked:


I have my federal subsidized loans which are on hold right now, but apparently I took at a $3,000 loan from Bank of America/ACS which I do not remember. Long story short, I dropped out because I found out my college made a mistake (they enrolled me in the wrong major) and I was taking 12 credits all of which I didn’t need. It was too late to get a refund or change courses so I got billed.

I am in NY state.


Due to a divorce, family illness and death I only made $3000 last year. I am on food stamps and medicaid working a crappy job because I cannot get back into school just yet, however, if I do not pay this loan will I be screwed when it comes time to take federal loans for the spring of 2011 when I do go back to school? What can I do besides claim bankruptcy so that I can be rid of this and finally finish my degree?

STEVE: They DID enroll me in the wrong major, I got a letter of apology from the department head.

School Loans Consolidation



Source : Google Reader

Does $40-$50k in student loan debt make sense to get a degree in accounting or finance from DeVry University?

Does $40-$50k in student loan debt make sense to get a degree in accounting or finance from DeVry University?:

Ricky asked:


I am 24 years old and have about 30 college credits from when I was 18 and 19 at community college. I was in the electrical union of Chicago but have decided that I would rather get my degree while Im some what still young. I like DeVry, its just seems thats a lot of money…however getting a degree is my life goal at this point so I believe there is no stopping me….just wanted some advice or some simalar stories! thanks

Business Debt Consolidation

Source : Google Reader

Formula 113 Wax Daddy - One Step Wax - 16oz

Formula 113 Wax Daddy - One Step Wax - 16oz:

Formula 113 Wax Daddy - One Step Wax - 16oz Reviews










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Formula 113 Wax Daddy - One Step Wax - 16oz Feature



  • Absolutely no dust or powdery residue.
  • Enhances any finish new or old.
  • Removes heavy to light oxidation, fast and easy.
  • Helps hide swirl marks and scratches.
  • Dries clear in cracks and crevices.






Can be applied in direct sunlight. - Absolutely no dust or powdery residue.

- Wipes on and off easily.

- Can be applied to the entire care at one time.

- Won't cake up in emblems or lettering.

- Dries clear in cracks and crevices.

- Enhances any finish new or old.

- Helps restore original luster and beauty.

- Removes heavy to light oxidation, fast and easy.

- Helps hide swirl marks and scratches.

- Helps remove old wax build up, dead paint, bird droppings, bugs and tar.

- You'll love the cherry scent!

- Helps restore most black plastic trim and rubber moldings.

- Shines chrome and cleans windows!

- Restores vinyl lettering.

- Contains no harsh abrasives.

- For hand or machine use. It can be used on cars, motorcycles, boats, RVs, planes, trucks, die cast model cars.






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Aug 04, 2011 14:50:34




Source : Google Reader

Is a total student loan debt of $35,000 bad?

Is a total student loan debt of $35,000 bad?:

beachgirl4615 asked:


Hi, I am currently a finishing sophomore and getting ready for summer…sort of…but I still do need to take one summer class (@ community college so that should be no biggie)…although, so far, since I attend a 4-yr CSU here in California, so far I’ve borrowed a total of $6,643 (both 1st and current 2nd year),,,,I also received cal grants but they weren;t enough so I borrowed some federal stafford loans.

Anyway, next semester, I will be transferring to this private college where I’d be able to borrow at most $12,500 (as a junior) and then hopefully the same amount or a bit more when I become a senior in 2010……


I am wondering if a total of $35000 is bad….(including the interests and all that)…..


…since I’ve known others who have actually written checks for more than 100K..but those are “private” loans so much more interest…the thing is, I don’t qualify for those due to the lack of cosigner availability for my part….i know…it ***** haha…


please tell me if $35,000 is hard to pay off….

Personal Debt Consolidation



Source : Google Reader

Student with $2000 credit card debt. Best way to handle?

Student with $2000 credit card debt. Best way to handle?:

Jennifer S asked:


I am a college student with $2000 of credit card debt. The 0% APR on the card will be ending soon. A friend suggested to open a new card with 0% APR for 6 months (or longer, if possible) and (pending approval), transfer my balance to the new card.

Because of my studies I cannot get a job to pay off the debt until summer, so this seems like a logical solution. However, I feel that the solution cannot be this simple.


Why can this not work? What are the pros and cons of opening a new card and transferring the balance?

Thanks for the quick responses.


I can currently afford to pay the minimum due, but not much more.


Also, I don’t really want to ask my parents to lend me the money unless it becomes absolutely and totally necessary…

Consolidate School Loans



Source : Google Reader

Zymol Creame Complete Kit - 8 oz Wax

Zymol Creame Complete Kit - 8 oz Wax:

Zymol Creame Complete Kit - 8 oz Wax Reviews










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Zymol Creame Complete Kit - 8 oz Wax Feature



  • Creame Complete Kit, HD Cleanse 8.5oz Bottle, Clear Auto Bathe 8.5oz Bottle, Terry Towel,
  • Brite Wheel Cleaner 22oz Spray, Creame Wax 8oz Jar, Field Glaze 8.5oz Spray, Microwipe,
  • Cloth, Vinyl Conditioner 8.5oz Bottle, Treat Leather Conditioner 8.5oz Bottle, Detail Wax 2oz Jar,
  • Wheel Brush, Detail Brush, 2 Applicator Pads, 2 Pre-Wax Applicator Pad and carrying case.






The Creame Complete Kit contains (1) 8.5 oz HD Cleanse, (1) 8.5 oz Clear, (1) 22 oz Brite, (1) 8 oz Creame Wax, (1) 8 oz Field Glaze, (2) Applicator Pads, (1) 100% Cotton Towel, (1) Microwipe, (1) 8.5 oz Vinyl, (1) 8.5 oz Treat, (1) 2 oz Detail Wax, (1) Wheel Brush, (1) Detail Brush, (2) Pre-Wax Applicator Pads and a heavy-duty plastic presentation/carrying case. A great gift for any auto enthusiast.






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Aug 05, 2011 17:55:03






Source : Google Reader

Chemical Guys CWS_107 Extreme BodyWash, Synthetic Wax and Gloss Enhancer - 1 Gallon

Chemical Guys CWS_107 Extreme BodyWash, Synthetic Wax and Gloss Enhancer - 1 Gallon:

Chemical Guys CWS_107 Extreme BodyWash, Synthetic Wax and Gloss Enhancer - 1 Gallon Reviews










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Chemical Guys CWS_107 Extreme BodyWash, Synthetic Wax and Gloss Enhancer - 1 Gallon Feature



  • This has premium bodywash shampoo and synthetic gloss enhancer
  • Formulated with new foaming technology which utilizes cleaners suspended within the suds and bubbles to gently lift away the toughest road grime
  • Gently lifts dirt, rinses fast leaving behind a premium shine
  • pH-balanced blend of polymers and lubricants will gently remove dirt and contaminants from your car while still leaving your wax or sealant perfectly intact
  • Formulated with a synthetic and carnauba wax that greatly reduces water spots by limiting calcium's ability to dry to the surface






This is naturally derived from citrus hyper shampoo and gloss enhancer. This product Dilutes 1 to 4000 of the highest concentration premium wash soap in the world. 1 cap full mixes with 5 gallons of water delivering the finest premium clean surface that shines. It is citrus based high-performance total auto wash and gloss formulated to simply be the best wash and gloss at any price. A citrus base, hyper-concentrated Wash+Gloss is the ultimate surface prep paintwork cleanser, shampoo and gloss enhancer in one. This is 100 percent surface friendly and biodegradable formula that out performs hazardous solvent shampoos and surface cleaners. Fast penetrating citrus aided lubricating foam lifts and holds soil in suspension for easy scratch free rinsing. Ultra hyper concentrated citrus extracts break down dirt and grime while lubricating surfaces allowing debris to be gently rinsed off. Naturally derived citrus extracts are formulated with the finest cleaning and glossing agents available today to deliver a 100 percent pure citrus cleaner which free of artificial thickeners, colors or additives and delivering the cleanest, streak free high gloss finish.






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Aug 06, 2011 14:53:04


Source : Google Reader

Intex Supply Company 25Pkred Cott Shop Towel S-93111-23 Car Wash Tools & Accessories

Intex Supply Company 25Pkred Cott Shop Towel S-93111-23 Car Wash Tools & Accessories:

Intex Supply Company 25Pkred Cott Shop Towel S-93111-23 Car Wash Tools & Accessories Reviews










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Intex Supply Company 25Pkred Cott Shop Towel S-93111-23 Car Wash Tools & Accessories Feature



  • Intex Supply #S-93111-23DG 25PKRED Cott Shop Towel
  • INTEX SUPPLY COMPANY






25 Pack, Red Cotton Mechanics Shop Towel, Great For Oil Or Grease Spills Or General Clean Op.






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Aug 10, 2011 23:51:04


Source : Google Reader

Meguiar's M5916 59 Marine RV Quik Wax Clean and Protect - 16 oz.

Meguiar's M5916 59 Marine RV Quik Wax Clean and Protect - 16 oz.:

Meguiar's M5916 59 Marine RV Quik Wax Clean and Protect - 16 oz. Reviews










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Meguiar's M5916 59 Marine RV Quik Wax Clean and Protect - 16 oz. Feature



  • Keeps boat shiny between major wax jobs
  • Use on a variety of non-porous surfaces
  • Can be used after boat surface is cleaned and finish is restored
  • Provides high gloss and light wax protection






Meguiar's 9 Marine RV Quik Wax Clean and Protect is an excellent way to keep your boat shiny between major wax jobs, quickly and easily providing high gloss with light wax protection. It's perfect for use on fiberglass, painted surfaces, stainless steel, clear plastic and other non-porous surfaces. Use it on wet or dry boats after the surface has been cleaned and restored to a like new or average finish.






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Aug 11, 2011 23:04:05

Source : Google Reader

Pinnacle Souveran Paste Wax

Pinnacle Souveran Paste Wax:

Pinnacle Souveran Paste Wax Reviews










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Pinnacle Souveran Paste Wax Feature



  • Best Car Wax for Dark Color Paints
  • Brilliant on red- awesome on black!
  • Souverän Wax produces a shine that is more than just bright. It creates a liquid and 3-dimensional appearance on the paint
  • Haze and streak resistant
  • Lasts up to 90 days!






Pinnacle Souveran Carnauba Paste Wax is bursting with a special blend of Brazilian Ivory Carnauba and natural oils. These oils wet the paint, producing tremendous depth and richness. SouveränTM Wax enhances all colors but is stunning on dark colored cars. Souverän is hand poured, one container at a time, and boxed with an applicator. 8oz. Also comes with a Cobra Microfiber Towel






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Aug 13, 2011 08:02:03



Source : Google Reader